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For more Info on the Economic Stimulus Bill Cash and how it is being distributed please go to www.Recovery.gov
Economic Stimulus for Homeowners
Help with your mortgage is not only on the way, it's here. The administration has developed several mortgage assistance plans so it is advised to make sure you take advantage of the right one. The Loan Modification Program allows you to renegotiate your existing mortgage with a lower rate and more affordable terms.
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The participating program lenders listed here can provide answers to your questions such as which mortgage program is best for you, what your new payment will be, then help you qualify and apply.
To participate, borrowers must have obtained their mortgage before Jan. 1, 2009, have a primary mortgage of less than $729,500 and live in the property.
You must also fully document your income by providing tax returns and pay stubs, sign a statement of financial hardship and go for counseling if their total household debt - including auto loans, credit cards and alimony - totals more than 55% of their income.
The Homeowner Stability Initiative and Foreclosure Prevention Plan has the direct purpose of making existing home loans and mortgages more affordable by having the federal government buy down your interest rate. There have been billions poured into the nations banks financing the program to help adjust your mortgage and lower your monthly payment so you can keep your home.
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